Rural development loans are a great option for your borrowers looking for 100% financing. Recognized as a top government lender, IQ Capitol Group ensures a smooth, quick process for both your clients and referral partners. Count on IQ Capitol Group to hit contract dates on USDA purchases, with direct access to underwriting and industry leading turn times!

• 30-year fixed rate
• No down payment required
• No cash reserves needed
• Closing costs may be financed on some transactions
• Seller contributions allowed
• 620+ FICO and Elite pricing starting at 640+ FICO
• Available on single- and multi-wide, condos and PUDs

Helpful USDA Links:

• The USDA Rural Development homepage
• USDA Rural Development Eligibility site (determine property location and adjusted annual household compliance income limits for your state)
• USDA Service Center Locator (by state)
• Find available USDA properties
• USDA Service Center Agencies eForms
• U.S. Dept. of Housing and Urban Development Credit Alert System (CAIVRS) (verify that your borrower has acceptable results)